Showing posts with label cost of homeschooling. Show all posts
Showing posts with label cost of homeschooling. Show all posts

Sunday, July 22, 2012

3 Good Reasons Why NOT To Use Public Schools

Are parents paying attention to the news and trends this year? Are they uncertain what to think about the economy or the tranquility of the world? Are the extreme weather patterns we're experiencing a fluke?  For instance, here's a sampling of what's happening in our world:

Global Recession

Drought

Floods & Wildfires

Trends

Food Prices

Education

WWIII

It's time to keep your family close, not only for monetary reasons but for safety as well. For homeschoolers every day is a 'snow' day. For homeschoolers every day is a Saturday! Three good reasons why you should consider NOT sending your child to public school this fall include:

1) Safety...know where your children are at ALL times, especially your very young children. Today, the schools are full of frustrated and dangerous bullies, including staff members who work there. Not only are the schools dangerous to the health of your child but they undermine your child's spirituality, learning and happiness.

2) Money...you can save a bundle by not sending your child to public school. You'll save on transportation, clothing, meals, fundraising, sports, club dues and a myriad of other hidden expenses. You and your children can work together at a home-based business and supplement their education with a free library card and the internet for all the information the world has to offer.

3) Education...let's face it, the public schools are failing to educate unless you consider outcome based learning an education. Homeschoolers are open-sourced learners and test way above their public schooled peer group. Even if you work full-time you CAN homeschool. Learn more about homeschooling by reading the 16 Dos and Don'ts for a successful homeschool experience here at Guerrilla Homeschooling.

Connect with Guerrilla Homeschooling on Facebook!


Saturday, February 4, 2012

5 Ways to Homeschool For FREE

Nothing is truly free. Or is it?

Today, while the economy is falling apart around us we need to rethink our priorities and allow room for some much needed deliberation. Everyone seems to be on the government dole but, if you're like me, you are constantly looking for ways to keep your homeschool humming along without sponging off the taxpayers or breaking your piggy bank. The following are a few ideas we found helpful and succeeded in keeping us out of the poor house.

1. Library card. Nearly every town and city in America has a public free library. Register for a free membership card and you'll have access to all the age appropriate books, magazines, videos and internet service you'll ever need.

2. Freecycle and dumpster diving. Freecycle is an online organization with members who run local chapters. Find the one nearest you, sign up and start receiving offers for a plethora of free stuff. The only drawback is you'll need to go pick the items up. A day at the local dump can net you some freebies too and it isn't always junk.

3. Tag sales and estate sales. Look for the seller's free piles. The early bird may get the worm but sometimes it's better to wait it out. Go to a tag sale or estate sale later in the day when the seller is ready to just give it away. By the end of the sale some of these free piles can be huge with gently used brand name items and tons of books or clothing!

4. Family and friends. Once family and friends learn you're educating your own children they eventually start talking your homeschooling language. Many are willing to pitch in and their gift giving and thoughtfulness becomes much more educationally oriented. Family and friends can also be mentors.

5. Imagination and creativity. Of all the ways to homeschool for free this is probably the most important. Einstein once said: "Imagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand." Cultivate your imagination and use it. Don't overload yourself or your children with busy work. Focus on reading, writing, arithmetic and U.S. Constitution. That includes your own academic skills too. All things will branch out from there and fall into place.

Now, go forth and prowl the world as a proud freegan!




Connect with Guerrilla Homeschooling on Facebook!

Wednesday, January 25, 2012

The 3 best books to help you stop living paycheck to paycheck

Tired of living paycheck to paycheck? Can't quite get a handle on those personal finances? So many of us think we learned all we needed to know about money in school but the truth is we were simply taught how to be good consumers. Were you told to get good grades so you could get a good job once you graduated? Has anyone asked for your report card since then? Do you know what a financial statement is? Well, a financial statement is your report card in the real world. Looking back I cringe to think of all the time and money I wasted before learning the facts about money.

Not until I began teaching personal finance to our own children did I learn the truth about money. After countless hours of reading and research I am able to narrow my recommended reading list of financial books to the following three: Rich Dad, Poor Dad and Increase Your Financial IQ by Robert Kiyosaki and The Laws of Success in 16 Lessons by Napoleon Hill. 

Kiyosaki will teach you the difference between poor people and rich people in easy to understand terms. In his books you learn how to write and read a simple financial statement, your report card for the real world. Forget everything you ever learned in business and accounting classes because Kiyosaki turns everything you ever learned on its head. Both books are an easy read but very enlightening.

Napoleon Hill was hired by Andrew Carnegie in the early 1900's to observe the wealthiest men in America for 20 years. Hill published his findings in 1928. This book is out of print but can be obtained online for free or you can buy a copy on CD at eBay. Not only will you learn about finance but also how to generally succeed in life. Once Hill's book was published it caused an uproar within the circle of those interviewed so Hill published a watered down version ten years later titled Think & Grow Rich. If you want the full effect of his findings you need to read the original book.

These are not get rich quick books. Building wealth and getting out of ridiculous debt takes time. Use these books in your homeschool as building blocks to financial freedom. Many of us are concerned with the present economy in this country. Those depending on the government coming to their rescue are in for a frightening surprise when they realize there is nothing left in the coffers. Learn the difference between assets and liabilities. Learn how building a business can make you wealthy. Learn to invest. Learn to be financially free and be able to sleep at night knowing you can help your children have a better and brighter future.



Connect with Guerrilla Homeschooling on Facebook!

Friday, November 19, 2010

An economic collapse can be a good thing

When I was growing up my family lived on a farm. We had cows, horses, chickens, pigs, goats, sheep, geese, rabbits, cats, dogs and other critters we'd raised or dragged home from who knows where. Mom planted a garden each year that took up nearly an acre. There was always plenty of fresh milk for drinking and making butter with. I remember helping pluck lots of chickens and scrape a few hogs at the time too. We didn't have much money but there was always plenty to eat, piles of hand-me-down clothes to wear and we made our own fun.

Each day now we are constantly bombarded with bad economic news and I've learned not to trust anything the media or the president tells me about recovery, recession, depression, booms and busts. I choose not to participate. I choose to take charge of my life and that of my family's health, safety and well being. Sure it may take some know how and cash to accomplish this but I'm not about to sit around waiting for FEMA to arrive if life goes haywire.

You need to start with a plan. Make a cup of tea, sit down with pen and paper, take a deep breath and begin to plan. The basics you need to survive are water, food, shelter and security. Make lists and set goals. One of my goals is to regain some of the skills I learned while living on the family farm. I remember helping my mom make butter 40 years ago so the other day I decided to relearn how it's done. I could recall the ingredients but wasn't sure about the process so I ventured to where I usually go for assistance...Youtube! I'm a big fan of Youtube and love the rawness of those homemade videos with squealing babies in the background, unpredictable animals and the amateurish quality of those performing for the camera. The 10 minute windows into the lives of those wanting to share their knowledge (or stupidity) are a hoot!

Several videos later I decided the best appliance in our kitchen for making butter was my hubby's Kitchen Aid mixer. Mind you my hubby bought this appliance when our first born was very young (she's now 24) and up until now I had never used it myself. I've made two batches of creamy butter in the past week and know that should the grid collapse I can make this staple using many other methods that don't require electricity. Now all I need to do is make nice with a local farmer so I'll have a ready supply of cream.

My second attempt at making homemade butter...not bad!

Another skill I wanted to relearn was the fine art of bread making. Again, the Kitchen Aid proved its value in the kitchen. You need to understand something here. Years ago I gave up cooking. My hubby found cooking to be an enjoyable past time so gradually he took over the kitchen. It was a welcome relief to me and my children thoroughly enjoyed helping dad in the kitchen. I didn't mind shopping for the food or growing it and I was happy enough to clean up after but the cooking part was not a pleasant experience for me. In college my survival tools consisted of a can opener and a lunch card.

Maybe growing up on the farm turned me off to cooking because when we cooked then it was for 20 people, including 10 children, parents, hired hands and stragglers. It was like cooking for an army. When my son was 4 years old he caught me one evening preparing to boil a pan of water to make pasta. As he climbed onto the kitchen stool to watch he innocently chimed, "Mom, you know how to cook?" Yesterday while standing there making the butter my astonished now 19 year old son inquired, "What are you doing in the kitchen?" Still not sure if it was a serious question or he was revealing his rather dry wit.

I not only wanted to make the bread but I wanted to be able to grind the flour for it as well so the hunt was on for a grain mill. Reviewing grain mills online was a little disheartening because most of the better ones sold in the range of $200.00 to $400.00! I knew there had to be a less expensive and simpler way so I went back to my roots once again. I remembered my mom having an old hand crank meat grinder. It was similar to some of the newfangled grain mills online so I decided to do some more research on these old grinders. It was time to visit the antique shops because if you're looking for gadgets that were made to last a life time these are the places to go.

Lo and behold, I found a grinder at an antique mall that had a round blade I didn't recognize. No holes for the meat to pass through so it must be for milling. I was right. After lots of experimenting I was able to mill oats, wheat berries, dry beans and even popcorn! This sweet little mill will also grind up cacao nibs, something none of our electric appliances can do thoroughly. The best part of this discovery is that the antique meat grinder/mill only cost me $20.00!

Antique Keen Kutter meat grinder-food chopper-grain mill.

Some left over rolled oats in the hopper after milling for bread.

There is nothing like making your own butter or bread and feeling the satisfaction it brings knowing you can do these things. It is also gratifying knowing the fruits of your labor and love are much healthier for you and the finished products are thoroughly enjoyed by family members. It's been about 20 years since I last made a loaf of bread but the knack is still there and I was quick to remember many of the basic steps that make the difference between a good loaf of bread and a great loaf of bread. These were great ones!

Homemade wheat and oat bread hot from the oven.

Another of the staples you'll need on your food list is beans. Lots and lots and lots of beans in all shapes, sizes and flavors. Dry beans are best because they'll store longer. You can grow your own and dry them too for eating or next year's planting providing they're heirloom seeds and not hybrid. I wanted to see if I could make a decent pot of bean soup without it tasting like mushy cardboard. This time I cheated a little and used some packaged seasoning but I managed to concoct what I call a depression-hobo soup with 15 different kinds of beans, some limp carrots and wilted celery I found lurking around in the back of the fridge, chicken stock, dried basil, a dollop of my homemade butter, along with some canned turkey and Spam Lite I sent through the antique meat grinder. Actually, it was all very edible. Even my son's friend complimented the soup but a strapping 6 foot tall 19 year old guy may not be a fussy eater to begin with. However, I'll take the compliments where I can get them especially when it is directed at my cooking.

My version of depression-hobo soup...good eatin' if I say so myself.

So you see an economic collapse can be a good thing. It forces you to reach deep into your roots and brings long forgotten skills back to the surface where they just might save your life. I'm relearning and polishing those old skills and plan to learn some new ones as well. A great way to prepare for an economic setback is to research how great-grandma and great-grandpa lived and survived. Where did they get their food? What tools did they use? What skills did they have? Can you learn them too? Of course you can. Being prepared takes away much of the apprehension and fear of uncertainty. It will bring you some much needed peace of mind knowing you can do these things and you have the right tools to do them with. Without that apprehension and fear you'll be better able to help your family, friends and neighbors get through a rough spell too.

These tough economic times are a great opportunity to teach your homeschooled children about what they need to do to be self-reliant, self-motivated and skillful at surviving. Go and learn to bake bread, or learn to fish, or start a wood stove, or stitch a cut, or gather rain water, or raise some chickens, or grow a garden, or do whatever you think you may need to so you won't be waiting for the likes of FEMA or someone else to rescue you. Your life may depend on it.

Connect with me on Facebook!

Saturday, November 6, 2010

Homeschooling – The Costs

Homeschooling – The Costs

Again, homeschooling only need cost as much or as little as you're willing to spend. The reality for many families is that homeschooling is simply an extension of day to day living. Most families already have a house full of books, learning materials and comfortable furniture. There is no need to purchase 'school' materials or furniture.

It is mentioned that some homeschooling families have a mom with a college degree but she has given up the opportunity to make money outside the home. When a family actually calculates what the cost of working outside the home is most will find the added income, after taxes and expenses, is minimal or at a break even point. You can't put a price on the value of a mom staying home with her children for the first 18 years of their lives. Being a mom (and a stay-at-home mom) is already a full time job that needs our complete attention.

The key approach to homeschooling is to RELAX. Sometimes the best learning tools are the simplest objects around the house and not the latest plastic gizmo or electronic gadget. Some of your child's best teachers will be grandma, grandpa, mom, dad, sister and brother. Save your money for more important things like that special family trip to Disney or a good used van for free field trips around your neighborhood with family and friends. Life is actually simple. Try to keep it that way.

Thursday, July 8, 2010

Are school trappings and froufrou needlessly costing you money?

Recently I stumbled across this little article concerning financing your homeschool. Geeeeesh, if this isn't enough to scare you away from deciding to homeschool I don't know what is.

The author writes: "When you need to make sure that your children receives state-of-the-art education so that they can compete with regular school goers, expenses will naturally mount."

What exactly IS a "state-of-the-art" education and since when do "regular" school goers get such a thing in public school? Most public school graduates I've met can barely read and write beyond a present day 8th grade level. Gee, I didn't realize public schooling was meant to be a competition. Personally, I don't want my unschoolers to compete with anyone. I want them to be self-sufficient and leaders within their own community and businesses.

The author also writes: "The actual cost of educating a child at home is surprisingly high. Up-to-date textbooks, course materials, a library, computing equipment, lighting, specially designed furniture all cost money."

One of the first things we learned 23 years ago as newbie homeschoolers was how unnecessary textbooks, course materials, specially designed furniture, school trappings and froufrou were to the success of our child's education. We quickly canned the desks, textbooks, curricula, tests, grades, school room and anything remotely associated with schooling. We simply began to live our lives on a day-to-day basis and did what we could afford to do, not what was expected of us by outside prying and schooled eyes. Also, the last time I checked a library card was free!

Home education is only as expensive as you want it to be. You have total control of your finances and budget. If you do need extra financing for your homeschool you can get some ideas at this link.

Don't feel pressured into thinking your child needs to attend every available opportunity and lesson to become a well rounded, intelligent, caring person. An overload of dance lessons, karate lessons, sports, summer camp and tons of other outside-the-home activities will not only be costly but may also burnout both parent and child. Relax and take life as it comes!

Monday, March 8, 2010

FREE online Tag Sale Guide now available to Guerrilla Homeschooling blog readers!

Tag sale season is fast approaching. Having your own tag sale is a great way to raise funds for your homeschooling family. Turn your cast-offs and clutter into cash!

As a special thank you to all my Guerrilla Homeschooling blog readers I am making my tag sale guide Tips & Strategies For A Successful & Profitable Tag Sale: A guide to planning and conducting your next tag sale with less hassle & bigger profits! available online for FREE! Just go to the top tabs at my Anna Q's Attic blog and click on Free Tag Sale Guide! You can read it online or print it out for your own personal viewing.

*Note: This online eBook version of the Tips & Strategies For A Successful & Profitable Tag Sale does NOT contain the Tag Sale Calendar Time Line. In the printed version this time line is a center page pull-out feature.

Thursday, March 4, 2010

10 Ways to Pay For Your Homeschooling

1. Quit your job! That’s right. If you are a two-parent family and you both work outside the home, one of you needs to quit your job. Just think of the savings. No more need to maintain a second vehicle, no work wardrobe, lunches, gifts for fellow employees, travel expenses, day care, housekeeper and so forth. Go home, get to know your children and heal your splintered family. If you’re a single parent family this may not be so easy but it can be done. Assuming a truly single parent has lost a spouse the divorced single parent usually has some sort of financial child support. If this is the case you’re still operating as a two-parent family and this suggestion still applies.

2. Create a home-based business. Now that you’ve quit your outside job you can work from home. Get your children involved and give them responsibilities. Little ones can empty the trash can or dust the office. Older children can learn computer and marketing skills. This is a great way for them to learn economics, math, business law, bookkeeping, accounting and more. You’ll be amazed how many tax deductions are available for a business owner.

3. Sell on eBay. If you sell on eBay you will never be unemployed. Like most families you probably have lots of items around the house that no longer have any use or value to you. Set up an eBay seller account and start listing. You’ll need a scale and a measure tape. A camera isn’t necessary if you’re listing books with ISBN numbers because eBay will usually supply a stock photo. A digital camera is handy for providing photos of your other items though. The post office will supply free shipping materials if you use the Priority Mail service. However, there are lots of sources for free used boxes for shipping. You may need to buy a ready supply of clear packing tape and printer paper. Learning eBay is easy because it’s mostly multiple choice, it’s safe and the business systems are already in place.

4. Start a Barter Club. Make a list of what you need or want, gather some trustworthy friends and relatives, and start cleaning out your overstock of books, educational materials, clothing, toys, homegrown food and items your children have outgrown. You can have regular meetups or simply distribute lists to those in your group. Be sure to add condition, age range and quantity. Items need not be homeschool related or seasonal. 

5. Create a blog and monetize it. There are many free blogs websites online but I recommend Blogger.com because it’s free, easy to use and has lots of great features to spruce up your blog. Once you set up your blog you can monetize it. This means you can add products, ads and even donation buttons to make money. Just remember you’ll need good content to drive traffic to your blog and if you do, it can be quite profitable. It’s also a great way to document your homeschool because a blog is like a public journal. That digital camera you acquired for eBay will be handy for adding photos to your blog.

6. Do odd jobs and get paid. There are many folks in your neighborhood whom could use an extra hand at leaf raking, snow shoveling, dog washing, garden weeding, grocery shopping, goat milking, housekeeping, garage cleaning, and more. Make business cards and flyers to hand out to family and friends to advertise. There are many websites that offer free business cards if you pay the shipping. I use VistaPrint.com and order my cards through BigCrumbs. I get the cards for free, pay the shipping and get cash back on the shipping fee.

7. Create a product. Take photos and sell them. Write a booklet or e-book and sell it online. Make a craft item and sell it on eBay or Etsy.com. If you upload your photos or drawings to a print-on-demand website like Cafepress.com you can have your designs printed on T-shirts, mugs, calendars, note cards and much more for free. When the item sells you get a commission.

8. Buy and sell junk. Indoor and outdoor flea markets are a great place to sell your cast-offs. If weather allows you can always have your own tag/garage sale. Go to tag sales later in the day when the sellers are ready to give their items away cheap or have made free piles. Auctions are a great place to get a van load of goodies for very little cash. Just remember to leave room in your van for the kids when you shop at an auction. We sometimes returned from the dump with more than we took because the pickings were good that day. Take your new-found treasures and sell them on eBay.

9. Team up with other homeschoolers. Buy in bulk, barter, trade, borrow and share. This could be everything from books to your precious time. Take turns driving to lessons or child sitting. Swap books and homeschooling supplies. As our children grew we had many computer CD’s we passed along to younger or new homeschoolers. Last time I checked the public library was still free. If you have a library card and a computer you have the world at your fingertips. Once grandparents and family members realize you’re serious about this homeschool thing they tend to get into the spirit by giving more support and educational gifts on those special occasions like birthdays and holidays.

10. Create a budget and follow it. This is very important. Learn where your money goes and it will be easier to manage it and make it last. Prioritize! Distinguish between want and need. Once you do this you’ll be amazed at how much found money you have for those little extras. The Rich Dad Poor Dad series by Robert Kiyosaki has some great books on personal finance and understanding money. Kiyosaki also has a fun website for children where they can learn about money. If you can’t afford to buy these books you can always borrow from your local library or a friend.

Learn to buy and sell junk...one man's trash is another man's treasure

Connect with me on Facebook!